Commission math that's right every time, without the spreadsheet.

Commission math is where brokerages quietly lose money and trust. A split entered wrong, a cap that didn't trigger, a referral fee everyone forgot, and an agent's check is short. BrokerChamp removes the manual step entirely. You tell it how your compensation works once, and it does the math on every deal from then on.

It handles the cases spreadsheets struggle with: graduated splits that change when an agent hits a cap, team deals that pay a leader and a member differently, bonus tiers, transaction fees, franchise fees, and inbound or outbound referral amounts. The same engine produces the commission disbursement authorization (CDA), the invoice, and the year-end 1099 totals, so every document agrees because it came from one source.

1. Build your compensation plans. Define splits, caps, fees, and bonus rules as reusable plans, then assign them to agents or teams.
2. Deals calculate themselves. As a transaction is set up and closed, BrokerChamp applies the right plan and shows exactly what every party is owed.
3. Handle exceptions in place. When a single deal needs a one-off arrangement, update the compensation tied to that transaction without touching the agent's standing plan.
4. Pay and reconcile. Track payouts whether the title company pays agents directly or funds flow through the brokerage first, then record payments as they go out.

The math being right is half the job. The other half is getting everyone paid. When the brokerage collects on a closed deal, you pay each party their share electronically, agents, referral partners, and anyone else on the disbursement, straight from your brokerage's own connected payment account. No stack of checks to sign, no wire to type by hand.

You confirm the title funds have actually landed first, then release each share with one click. The money moves through your account, not ours, BrokerChamp never holds or routes it. Every payout records itself on the deal's disbursement worksheet and the audit trail. If a bank returns a payment days later, the entry reverses on its own and the amount shows as owed again, so a bounced transfer never quietly throws your books off.

Recipients add their own bank through a secure, branded link, so you never see or store an account number. They verify it once and stay on file for the next deal, so a repeat referral partner sets it up a single time.

Brokerages collect from agents, not just pay them. Desk fees, MLS dues, equipment, a monthly charge on the comp plan, it adds up, and most offices track it in a spreadsheet only one person understands. BrokerChamp keeps a running ledger for every agent instead, so you stop keeping a second set of books.

Set a monthly fee on a compensation plan and it bills everyone on that plan automatically. Override the amount for one agent, add recurring charges like a desk fee or MLS dues, post a one-off charge, or record a payment in seconds. Late fees follow your own policy, not one flat number. Apply an account credit or a referral free-month, and hand any agent a clean, branded statement to print or PDF. Color-coded balances show who owes what at a glance.

Turn on automatic monthly statements and past-due reminders, white-labeled as your brokerage, with you in control of the wording, the timing, and the dollar thresholds. Agents see their balance on their own dashboard, so "what do I owe?" stops being a question for the office.

Brokerages from roughly 30 to 500 agents that have outgrown a commission spreadsheet and want the math to be correct, auditable, and fast, without hiring another finance person to keep up. If your splits are simple, a spreadsheet may be fine. If you run team deals, sliding scales, referral fees, and exceptions, this is built for you.