Nothing closes until the file is complete.

Compliance fails quietly. A file reaches closing missing a disclosure, an agreement is never signed, and the brokerage carries the risk. BrokerChamp turns your document requirements into a checklist that the system actually enforces. You define what every transaction type requires, and a file cannot be submitted or closed until all of it is attached.

Because requirements differ by deal, you set them by scenario, a sale, a lease, a buyer representation agreement, or any other form your MLS or brokerage mandates. When rules change, including the changes brought by the NAR settlement, you update the checklist yourself. No support ticket, no waiting.

1. Define required documents. Build a checklist for each transaction scenario your brokerage handles.
2. Agents upload as they go. Required items are visible on every deal, and missing documents are flagged early, not at closing.
3. Submission is gated. A file cannot advance until the checklist is satisfied, so incomplete deals never slip through.
4. Adjust anytime. When a board, state, or settlement requirement changes, update the checklist and it applies to new files immediately.

Broker-owners and transaction coordinators who are accountable for what happens to a file but cannot personally review every one. If you are chasing agents for missing signatures by email, or finding gaps after the deal has closed, the checklist engine moves that work to the front of the process where it is cheap to fix.